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Office of Financial Aid

Am I Eligible to Receive Financial Aid?

Your financial aid eligibility is determined based on your enrollment status. Aid is processed assuming full-time enrollment. If you do not plan to enroll full time, you must complete a Change of Hours form and your financial aid package is adjusted based on your actual hours of enrollment.

Enrolled Hours

  • 5 hours is considered half time for financial aid purposes
  • 9 hours is considered full time for financial aid purposes
  • For summer, 3 hours is considered half time; 6 hours is full time
  • 1 hour for thesis/internship in last semester of program

Eligibility for Classified Graduate Students

  • Only graduate level courses you take are included in the calculation of your financial aid eligibility. Undergraduate coursework is not included.

Example 1: A student enrolled for five graduate hours and six undergraduate hours is considered a half-time graduate student because only the graduate hours are considered in the calculation of aid eligibility.

Example 2: A student enrolled for three graduate hours and three undergraduate hours is considered less than half time because only graduate hours are counted in the calculation of aid eligibility. The student would not be eligible for Federal financial aid.

Eligibility for Unclassified Graduate Students (Graduate Student-at-Large)

  • A graduate student who is not admitted to a degree program is not eligible to receive financial aid, except in the case where undergraduate coursework is a necessary prerequisite to enter a graduate program. In such a case, the student may apply for a one-time Federal Direct Loan for one 12-month period at the undergraduate loan level.
  • To apply, the student must first obtain and complete a Graduate Student-at-Large Appeal Form. The student’s Graduate Advisor must certify the appeal and return the form to the Financial Aid Office.
  • Upon approval of the appeal, the student’s eligibility for a Federal Direct Loan is evaluated.

Example 1: A student enrolled for six undergraduate hours and two graduate hours is considered a half-time undergraduate student, because only undergraduate hours are counted in the calculation of aid eligibility.

Example 2: A student enrolled for four undergraduate hours and five graduate hours is considered less than half time because only undergraduate hours are counted in the calculation of aid eligibility. The student would not be eligible for Federal financial Aid.